- You're profitable on paper and constantly short on cash
- You're about to approach a lender and need a forecast that holds up
- You can't name your break-even number
- Equipment or vehicles will need replacing and there's no plan for it
- You're making decisions on gut feel and want the numbers behind them
Advisory
Stop guessing. Start paying yourself.
Financial confusion becomes clarity. We walk you through 8 building blocks, in order, to build a full financial picture. You'll see what your business really earns, make it profitable, and finally pay yourself enough to meet your personal budget.
Start with Glinda
Free, about 20 minutes.
Book a free first call
The free first call is 60 minutes.
Certified Cashflow Canvas™ Coach
- Why is there profit on the report and nothing in the bank?
- Where is the money going?
- What are all my monthly expenses, including the ones I've forgotten?
- What would I need to earn before this business is genuinely profitable?
Your business deserves a plan you can trust
You'll leave knowing what each number means and what to do about it.
We build the forecast with you, in your own words and your own figures, so the plan is one you can run.
Three steps from confusion to a forecast you run yourself
- 01
See where you are
We start from where you are today. If your books are behind, we catch them up first, because the forecast depends on them.
- 02
Draft the forecast
Your first draft, so you can see what's working, what isn't, and where the biggest opportunity sits.
- 03
Test it and run it
We test the assumptions, tighten the decisions, and put the plan into practice. You end up leading your numbers.
You should leave able to read your own numbers and act on them. A report you file away does not get you there.
What we work through
Eight things we go through with every owner
- 01
REVENUE STREAMS
What three products or services generate 80% or more of the business’s income?
- 02
direct costs
[a] What are the material, input, and subcontractor costs required to produce each Revenue Stream?
[b] What employee- related costs are required to produce each Revenue Stream?
- 03
price points
What price is charged based on the competitive landscape, the costs to produce, and the value being offered?
- 04
sales assumptions
When is each Revenue Stream most likely to sell? How many units of each will be sold? What are the terms of payment?
- 05
team + personnel costs
What roles need to be filled? How much will people be paid? How will they be recruited, trained and retained?
- 06
space + operating costs
What does it cost to keep the doors open, the lights on, and the business operating efficiently?
- 07
marketing + sales Costs
How are prospects converted into clients? From creating awareness to closing the sale, what does it cost to find and keep quality clients?
- 08
other costs
How much money is required to pay down business loans and pay off credit cards, lines of credit, and any past-due accounts?
Cashflow Canvas is a trademark of Nail The Numbers.
Step one, on your own time
Start with GlindaBuild a first draft of your numbers before we speak
Glinda is the AI guide inside The Cashflow Canvas™. She walks you through your revenue, your costs and your pricing. It's free and takes about 20 minutes. You get a first draft to bring to your call, and we only use the answers you choose to share.
What you end up with
Decisions made ahead of time, not after
- Prices that hold up, instead of prices you guessed at years ago
- Paying yourself properly, to a number your household needs
- A debt repayment plan with a target date
- Decisions backed by your own numbers
- Your books aren't current. We fix that first, because advice is only as good as the data underneath it.Fix my books
- You want someone to file your tax return. That's your accountant.
- You want a report to file away. This only works if you act on it.
Who you'd be working with
The person who keeps your books also gives the advice
Trish is a Certified Fractional CFO. She has kept Canadian small business books for 20 years, and she builds your forecast from numbers she has reconciled herself, so there is nothing to guess at.
Certified Cashflow Canvas Coach (CFCC), listed in the Nail The Numbers coach directory.
The Cashflow Canvas™ and Glinda™ are trademarks of Nail The Numbers Inc. Used under certification.
Book a free first call
Book a free call and describe what the numbers are doing. If clean books are all you need, we'll tell you that instead. The free first call is 60 minutes.
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